Many people find themselves in a less than optimal financial situation where they cannot pay their bills. It isn’t long before harassing debt collectors start blowing up your phone. You should not have to put up with abusive and illegal debt collectors. Joe and his team of McKinney collection attorneys are here to assist you. Here is what you need to know about collections agency harassment.
Fair Debt Collection Act
You have legal protection from abusive and illegal debt collection tactics. The Fair Debt Collection Act is a federal law that gives you relief from certain debt collection practices. A debt collector cannot threaten to harm you or insinuate violent action towards you. They cannot use obscene or profane language, publicize your debt status or credit history, call excessively or outside reasonable hours, or advertise to sell your debts to coerce your payment. Even if you have lots of unpaid debt, they cannot do any of these things.
What Do I Do If I Am Being Harassed?
First you will want to get the contact information for the debt collector who is calling. Contact an attorney in your area that has extensive experience in debt collection. Schedule a consultation to discuss your case. Provide your attorney with the contact information of the debt collection agency. Your attorney will instruct you on how to move forward in stopping the abuse and how to take action against the agency.
Joe Knows Collections Agency Harassment
Joe has the knowledge and expertise in collections agency harassment law to assist you with your case. He has helped many clients stop the abuse and emotional turmoil caused by overly aggressive debt collectors.
For more information regarding collections agency harassment, contact Joe at Joe Knows Law online or call (972) 562-9700 to schedule your initial consultation. You don’t have to suffer the abuse anymore, call today!