A car accident, no matter how minor, can result in a lengthy aftermath of legal discussion and insurance claims. If an uninsured driver strikes you, however, the situation can become even more complicated. By law, drivers are required to carry insurance. Despite this, many individuals on the road are not insured. Joe Knows Law is prepared to deal with a case like this. By following a few important guidelines, you can make sure you receive the proper compensation for an accident with an uninsured motorist.
Contact the Authorities
Calling the police not only ensures the safety of the drivers involved, but is also very important for insurance purposes. When the police arrive on the scene, they will write a report which will be used later on by the insurance company. An uninsured driver may not want you to contact the police, but a police report protects you from false claims and will help you receive any compensation you are entitled to.
Obtain the Other Driver’s Information
It is crucial you get the name and phone number of the other driver. You should also note the license plate number, physical description of the driver’s vehicle, and location of the collision.
Call Your Insurance Company
After the accident, you should contact your insurance company and inform them of the situation. This is especially important if the other driver is uninsured. If your policy includes Uninsured Motorist coverage, you can be compensated.
Contact an Attorney
Finally, you should contact a McKinney lawyer with experience in uninsured driver accidents. These cases can be difficult because your insurance company cannot obtain damages from another insurance company and may try to reduce your compensation.