Filing a claim after a car accident requires action. As a victim, it is crucial that you remain attentive during each step in the claims process. Ideally, all liable parties will be held responsible for the accident. If filed correctly, you may receive recoverable damages, including medical bills and personal property damage. It is highly recommended that you seek legal guidance after seeking medical attention.
Though the other driver may be at fault for the accident, you will typically never deal with the other driver directly. Instead, everything will be handled by your attorney and the insurance companies, and their attorneys. Because of this, it is crucial to use all possible information from the scene of the accident, including:
- Contact information from the other driver
- The other driver’s insurance company
- Any witnesses to the accident
- Law enforcement officers at the scene
It is a smart move to take a few pictures of the accident. You will want to snap photos of:
- The positions of each vehicle
- Areas of damage
- The license plates of both vehicles
This documentation will prove useful during the claims process.
Types of Damages
If you intend to file an insurance claim following a vehicle accident, some types of damages you may be entitled to include:
- Vehicle damage
- Personal property damage – damage to any items, such as a phone, glasses, laptop, that may have been in the vehicle
- Rentals – If you had to rent a car after the accident, the insurance company might reimburse you for the cost
- Expenses – If you had to hire a taxi to return home after the accident, your out-of-pocket expenses are reimbursable.