If you owe money to a business and you’re not able to pay it within a satisfactory amount of time, the business may then sell your debt to a collection agency. Collection agencies are essentially companies that purchase debt at a discounted price, and then they spend their time and resources to collect on the full amount from the debtor. These agencies are supposed to use fair and ethical tactics, but at times, they simply don’t. These unethical tactics may include misrepresenting the authority of the collection agency, or they may even include threats. If you’re having a hard time dealing with a collection agency and its tactics, here are some tips from Joe Knows Law to stop annoying collection practices:
1.) Tell the Collection Agency to Stop
The first step in stopping harassing collection calls is to simply tell the company to stop. You can do this over the phone, but it would be better to also submit your request in writing through the mail or through an email. In your letter, you should state that you do not wish to be contacted anymore regarding your debt unless it pertains to a collection lawsuit.
2.) Partner with an Attorney
If you’ve told the collection agency to stop and it hasn’t, you may then want to turn to the services of an attorney. An attorney can assist you in communicating with the collection agency, and if the agency is using illegal or unfair tactics, your attorney may be able to file a lawsuit on your behalf.
If you would like more information on how to stop abusive collection practices, Joe Knows Law recommends contacting attorney Joe Lucé, of Lucé Law. Attorney Joe Lucé is a collection attorney in McKinney, and he specializes in assisting clients who are dealing with harassing collection agencies. Using his years of experience, Attorney Joe Lucé will investigate all aspects of the collection practices being used against you, and he can stop abusive behavior virtually overnight. To find out more information about how Attorney Joe Lucé and the staff at Lucé Law can help put an end to your harassment, contact us online or call (972) 562-9700 today.