When you owe someone a lot of money, it puts you in a vulnerable position. Unfortunately, many people take advantage of those who are drowning in debt. Debt collectors can be ruthless, and some may even stoop so far as to harass you, using profane language and underhanded tactics. You have rights under the Fair Debt Collection Act to fight back against these abusive debt collectors. You just need the assistance of an experienced debt attorney. Attorney Joe Lucé wants his clients to always have the right information right at their fingertips. That way you can make a more informed decision regarding your debt. Here are a few things you need to know about your fair debt collection act.
Most Common Abusive Debt Collection Tactics
It is astounding the lengths debt collectors will go to to try and collect on a debt. Attorney Joe Lucé has seen many horrible and distasteful ways that debt collection companies attempt to get a debtors money. Some of the most common abuses consumers face include:
- Multiple calls in a row
- Phone calls very late at night or very early in the morning
- Abusive or threatening language
- Calling friends, family, or employers
- Releasing personal information to the public
If you have been a victim regarding any of the above, you have rights. Call our office at (972) 562-9700 immediately.
How to Stop a Debt Collector
Attorney Joe Lucé can help stop abusive debt collectors from calling you. The first step is to get an official accounting on the debt to ensure they are legitimate. You can then write them a letter instructing them to stop contacting you. Send your letter by certified mail so you get a receipt that they received it. They may no longer contact you. However, they can still sue you to collect.