What Is a Policy Limit and Why Does That Matter?


What Is a Policy Limit and Why Does That Matter?When you were injured in an accident, you may think that is long as you have insurance you are covered. But that isn’t necessarily true. Depending on your insurance policy limits, you could still be on the hook for expensive medical bills and long-term treatment. It is important that you have the right insurance policy and the right attorney to get all the compensation you need to continue with your daily life. Attorney Joe Lucé at Joe Knows Law will fight on your behalf to get what you are due from the insurance company. Here are a few things you can do to increase your chances of being fairly compensated.

Your Injuries and Exceed Policy Limits

When your injuries from a car accident exceed the policy limits of the negligent driver, you can turn into your insurance company through your Underinsured Motorist Insurance (UIM). This can help make up the difference between a negligent drivers insurance policy, especially if they only carry the minimum. To find out what the negligent driver’s policy limits are, you can call the person insurance adjuster. They don’t always reveal what the policy limits are, but you can get the help of an experienced injury attorney to help you.

Don’t Settle for Less Than Your Case Is Worth

It is important when you’re fighting for compensation due to a car accident, but you don’t go out alone. You need the help of an experienced accident attorney who knows how to talk to your insurance company and get what you are entitled to. Do not sign anything that the insurance company gives you without having it looked over thoroughly by your attorney. The insurance company is not looking out for your best interest. The only representative who is looking out for you is your attorney.

If you have been injured in a car accident, contact Attorney Joe Lucé at Joe Knows Law. Call (972) 562-9700 to schedule your free consultation today!