What Is a Fault-based Liability System?

Most U.S. states use a fault-based system to handle insurance liability. Fault-based systems—also known as tort liability systems—focus on how fault each involved party bears for the accident or injury in question. Often, you and the insurance company won’t agree on how much of the accident was your fault, or how much you deserve to be compensated. Unfortunately, some victims agree to an inappropriately low – or no – settlement. Remember that insurance companies might not have your best interests in mind when it comes to negotiating a fair settlement payment in a fault-based state. To ensure that you get a fair deal, consult with a well-reviewed personal injury law firm before accepting any settlement offer.

Legal Practice Areas

Joe Lucé represents individuals dealing with the repercussions of personal injuries, auto accidents, slip and fall injuries and wrongful death.
Personal Injury

Personal Injury

Our experience dealing with personal injury claims means we know how to get results.

wrongful Death attorney

Wrongful Death

The loss of a loved one is compounded when it’s the result of wrongful death.

Slip and Fall Injuries

Slip and Fall Injuries

Slip and fall accidents occur regularly in commercial buildings, workplaces, stores and malls.

Auto Accidents

Auto Accidents

Auto accidents are frequently preventable, with distracted drivers, vehicle malfunctions and other conditions to blame.