What Is a Liability Claim and What Does It Cover?

Pile of Law BooksYou have probably heard the term “liability claim” and asked yourself, “What exactly is a liability claim?” The answer is a bit more complicated than the term implies. This post will briefly explain the term and what it covers in an injury case.

Liability Claim

A liability claim can be anything stemming from negligence. A personal injury liability claim is a common type of liability claim. You may have also heard of a car accident liability claim. This term just simply means, “Any type of claim in which someone could be found liable.”

What Does It Cover?

A person would file a claim in order to get compensation for damages they incurred due to the situation at hand. There are two main types of damages when it comes to personal injury claims: compensatory and punitive.

Compensatory Damages

Compensatory damages are often broken up into two types: general and special. The general idea behind compensatory damages is to compensate for losses that stem from the incident that caused the personal injury. For example, compensatory damages would be awarded to an injured party to help pay for medical bills, lost wages, or any other rehabilitation costs. This is a common type of damage award for many types of liability claims.

Punitive Damages

Punitive damages aim to punish instead of compensate. Punitive damages are only awarded in a handful of cases where a party’s negligence was so bad that it is warranted to punish them monetarily. The court hopes that this will serve as an example to the public so that they do not copy that same behavior.

If you have a question about liability claims or have been injured, you need to speak to an attorney right away at 972-346-5180 today. We would be happy to speak with you about your case.